I have a client that has been considering bankruptcy for several months now. He doesn’t want to file bankruptcy but over that last several years his credit card usage just got out of hand. He would rather try to work out deals with the various …

I can’t afford an IRS payment plan.  What should I do? I always have clients come to me and tell me “I have an IRS payment plan and I can’t afford to pay it. Can you help me?” Of course I can! It doesn’t matter …

A business owner or investor should always be wary of others.  You are looked at as a deep pocket…someone who has money…someone who has more money than those who are looking at you so naturally you should give them some of your money.  Plus, the …

What is a living a trust? | What is an asset protection ? | Are a person’s assets placed in their own Trust protected from their creditors? Many people believe that having their assets in a Trust will protect the assets from creditors. They erroneously …

There are times that one finds out about a court judgment lien entered against them after the fact. If the person would have known that a default judgment was sought against them they could have defended it. But because they were unaware of the lawsuit, …

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